Modeling with ontologies design patterns: credit scorecard as a case study

This paper proposes an ontological scorecard model for credit risk management. The purpose of credit scoring model is to reduce the possibility of potential losses with regard to issued loans. Loans are provided according to strict criteria which contain information about the client, loan structure,...

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Main Authors: Elhassouni, Jalil (Author), El Qadi, Abderrahim (Author), Bazzi, Mehdi (Author), El Haziti, Mohamed (Author)
Format: EJournal Article
Published: Institute of Advanced Engineering and Science, 2020-01-01.
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